ProCPR – Healthcare Provider (BLS / BCLS) Adult, Child, and Infant CPR/AED (cont) #cprcourse

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Read more on my blog πŸ‘‰ LifeLock Identity Theft Plans #lifelockidentityprotectionplan

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Tell me what you think of this? New York Defensive Driver Course – 100% Online

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Set Up A Precious Metal I.R.A. Or Just Add Or Create Your Metal Portfolio

How it Works

Contact us at (718) 313-1913 

We provide the paperwork

It can be a qualified or non qualified plan

Purchase metals

We provide guaranty to buyback at market price if you decide to sell

Prices are determined by the spot price plus the broker fee.

Metals shipped directly to your home from R.M.G. 

Serves as a defensive portfolio against your paper assets such as stocks, bonds to hedge against their decline. 

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You Are Being Lied To About Low Gold Demand

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Importance of Having A Will & Life Insurance

Planning for final expenses, providing for your loved ones,  providing direction and your wishes of how you desire your assets to be distributed from beyond the grave should be a top priority.  While not the most comfortable topic, it may be one of the most important things you may ever need to do.

Having life insurance in place can determine the outcome a number of important decisions after your gone. 

Final Expenses – Life Insurance can be the difference between a dignified burial or cremation compared to a city burial.  Having a private plot in a nice cementary with your loved ones or family or being buried with strangers in a city plot. Final expenses can also be covered by visiting a local funeral parlor and setting up your arrangements and having a payment or prepayment agreement to cover the costs. Pre Plans are not as conventional as life insurance. These are most commonly found with individuals whose family has pre deceased them. It does provide direction and control.

Funds For Family, School, Housing, Child Care & Charities – Life Insurance proceeds can provide enough financial stability to have your loved ones continue to live in the family home, maintain current lifestyle, pay for education for your children, child care so that the surviving spouse can stay home and raise young children. Whether you have a family or not you may choose to leave funds to your favorite charity as well. Remember all life insurance proceeds are tax free to the beneficiary. A very important detail to the receiving party.

Life insurance allows you to leave a certain sum of money to the person, people or entity of your choice. The proceeds never pass through your estate which is why they are not taxable. Of course tax codes could change in the future but at this time they are treated accordingly.

A Will is a powerful instrument. It’s your way of communicating to those whom you have left behind how you desire or wish to be laid to rest, who may raise your children distribute your assets and much more.

Your will should be drawn up by an attorney and a copy should be kept by you in a safe place. The original is typically is held by the attorney. The lack of a Will creates a void in relaying your plans of distributing. 

First thing you can convey in your will is the way you wish to be laid to rest,. Picking your church, funeral parlor, arrangements, coffin, pall bearers, speakers prayer cards, desire to be buried or cremated, location where you will be laid to rest.

 If no Will exists the assets will go to the next closest blood relative. The heir must be related by blood and not by marriage. This means no brother in law, sister in law, aunt, uncle, cousin not related by blood. Can be an heir. If there are no children the next in line to inherit are the surviving parents and siblings. Without a Will it can lead to infighting amongst the family due to greed and other issues. This can lead to a long costly drawn out court battle and assets ending up being distributed to those you may not have wanted to inherit . It can also include claims against your estate by children you may have had, from more than one marriage. As long as they are your children they are entitled to their share. We have heard of a lot of sad stories about step brothers and sisters battling in the courtroom.
I can go on providing reasons to have Life Insurance and A Will but I think this has provided some insight into the importance of having these documents in place.

We have helped many individuals, parents and families plan for final expenses. If you would like to ask any questions about life insurance you can e mail me at

We would be happy to help you set up a review of your current plans or set up a plan to cover final expenses or leaving funds to your favorite charity.. 

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Veterans Burial Benefits

Do you have a family member, loved one or friend who served in the United States Military? In most cases we all know someone who has served our great country and sacrificed greatly for the freedoms we enjoy today. However, there are times veterans are either alone, or spouses and family may not be able to afford to provide a proper burial. It is very sad to hear that many veterans pass alone and with no family or only a few or no friends. In most cases these decedents go yo a city burial.

If you know someone who served our country and is alone at the time if their passing or the family doesn’t have the financial means to provide a dignified burial there is help from the government.

To find out more about providing a dignified burial for our veterans!

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