Every homeowner has a wind deductible on their homeowners policy. Typically it’s 1-5% of the replacement cost of your home.
Example on a $500,000 replacement cost and a 5% wind deductible you would have a $25,000 wind deductible. Most homeowners carry a 5% deductible because it reduces the homeowners policy premium. If you have a 5% deductible you should consider lowering your policy’s wind deductible to reduce your out of pocket by purchasing a Wind Buyback policy
These deductibles make your out of pocket costs very high. We have a solution for you with our Wind Deductible Buyback Policy.
You may think or believe you can cover your wind deductible, but do you really know what your deductible would be if damage occurred. Do you know how much wind damage could cost you out of pocket?
Wind deductibles could leave you in the hole for tens of thousands of dollars. Wind Deductible buy down coverage can save you thousands, contact Fusco Insurance to request a quote.